PUBLICATION NOTICE Notice is hereby given that application is being made to the Federal Deposit Insurance Corporation, Chicago Regional Office, 300 South Riverside Plaza, Suite 1700, Chicago, Illinois 60606 by BMO Bank National Association, Chicago, Illinois 60606, a national banking association, for approval to merge: BOW Auto Receivables LLC, San Francisco, California Commercial Federal Affordable Housing, Inc., San Francisco, California Ursus Real Estate, Inc., San Francisco, California with and into BMO Bank National Association, with BMO Bank National Association being the resultant institution. This notice is published pursuant to 12 U.S.C. 1828(c) and 12 C.F.R. 303.65. This notice will appear three times over a 25-day period beginning December 20, 2024, and ending January 14, 2025. Any person wishing to comment on this application may file their comments in writing with the Regional Director of the Federal Deposit Insurance Corporation at its Chicago Regional Office, 300 South Riverside Plaza, Suite 1700, Chicago, Illinois 60606, by January 19, 2025. The non-confidential portion of the application is on file at those offices and is available for public inspection during regular business hours. Photocopies of the non-confidential portion of the application will be made available upon request. BMO Bank N.A., Chicago, Illinois BOW Auto Receivables LLC, San Francisco, California Commercial Federal Affordable Housing, Inc., San Francisco, California Ursus Real Estate, Inc., San Francisco, California